Best for Cash Reloads: American Express Serve FREE Reloads
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What we like: Here’s another version of the American Express Serve. This one charges no reload fees, which is a perk if you need to do multiple cash reloads in a single month. The reload network has over 45,000 locations and includes CVS Pharmacy, Dollar General, Family Dollar, Rite Aid, Walmart, 7-Eleven and more. There’s also no fee to add money from a bank account.
You’ll have access to free online bill pay, fraud protection and free early direct deposit. The card itself is free if you order online or $3.95 when purchased from a retail location. Card replacement, subaccounts and customer service are all free. ATM withdrawals are free if you use a MoneyPass ATMs. Otherwise, you’ll pay $2.50 ATM fee.
What we don't like: There’s a $4.95 monthly fee that can’t be waived.